Grow businesses.
Keep earning.
Loma Bank and FinStore reward you for every merchant you bring. 0.15% of every payment they receive. Active partners keep earning — no limit on how many businesses you can grow.
Partner Dashboard
Your FinStore wallet
₦18,520
total earned
Monthly earnings
Merchant health
Sale amounts hidden for merchant privacy
0%
Commission per sale
₦0
Cost to join
0+
Active merchants on platform
0 min
To get your referral code
How It Works
Four steps to passive income.
Verify with Loma Bank
Log in using your existing Loma Bank account. Your identity is verified instantly by Loma — no forms, no waiting. If you don't have a Loma account, download the app to get one free.
Share your referral code
Receive a unique code like FS-A7K3X2. Share it with business owners, traders, or entrepreneurs — via WhatsApp, Instagram, in-person, or however you prefer to connect.
Earn on every payment
When your referred merchant receives a payment through FinStore, 0.15% of the transaction amount is credited to your wallet. Instant. Automatic. Active partners continue earning — the more businesses you bring in, the more you make.
Withdraw to Loma Bank
Request a payout at any time. Funds go directly to your Loma Bank account after admin approval. Secure, fast, and fully traceable.
Earnings Calculator
See what you could earn
Adjust the sliders to calculate your potential monthly and annual commissions
Based on 0.15% commission per transaction, capped at ₦264.71 per order. Calculation assumes 30 orders/month per merchant. Actual results vary.
The Partnership
Two brands. One mission.
Loma Bank
Nigeria's modern digital bank, CBN-licensed and NDIC insured. Built to bring every Nigerian into formal finance — fast, free, and trusted by over a million customers nationwide.
FinStore
Nigeria's leading e-commerce platform for African businesses. Storefronts, inventory, FinPay payments, and order management — everything a growing business needs to thrive online.
Together, Loma Bank and FinStore are building Nigeria's most rewarding partner ecosystem — putting real, recurring income in the hands of people who believe in growing businesses around them.
Why Partners Trust Us
Built for confidence.
Designed for growth.
Real-time credits
Every commission shows in your dashboard the moment a payment clears.
Virtual wallet
Earnings accumulate in your FinStore wallet. Withdraw whenever you're ready.
Atomic transactions
Withdrawals use bank-grade atomic logic — no double-spend, no missing funds.
Unlimited referrals
Refer 1 merchant or 10,000. There is no cap on how many businesses you can bring — grow your portfolio, grow your income.
No app required
Everything is browser-based. Sign in and track earnings from any device.
Works for merchants
Already selling on FinStore? You automatically get a referral code to share.
Why Loma Bank?
This programme is powered by Loma Bank — and there's a reason we partnered with them.
Fastest alerts in Nigeria
Loma Bank delivers credit and debit notifications instantly — you know the moment money moves, every single time.
Zero transfer fees
Send money to any Nigerian bank account completely free. No hidden charges, no transfer fees — ever.
CBN licensed microfinance bank
Loma Bank is fully licensed by the Central Bank of Nigeria and all deposits are insured by the NDIC up to the statutory limit.
Open an account in 3 minutes
No paperwork, no branch visit. Download the Loma app and open a full bank account from your phone in under 3 minutes.
Don't have a Loma Bank account yet? Download the app and open one free — you need it to join the Partner programme.
Ready to start earning?
Sign in with Loma Bank. Get your code in 2 minutes.
Share it. Keep earning as you keep growing.
Join with Loma BankFree to join · No hidden charges · Powered by Loma Bank × FinStore
Active partners earn on every merchant they refer. Subject to partner terms & conditions.